Live on 4 corridors · Sub-2min transfers

Send Money
Across Africa
Instantly.

Legixpay bridges Kenya, Ghana, Nigeria and Uganda with lightning-fast transfers, transparent FX rates, and enterprise-grade security — powered by USDT liquidity rails.

✓ No hidden fees ✓ Live FX rates ✓ Bank-grade encryption ✓ 24/7 support

Live Rate Calculator

Indicative rates · Live rates shown at checkout
Get Exact Rate →
4
Active Corridors
<2 min
Avg. Transfer Time
0.5%
Low FX Spread
256-bit
AES Encryption

How It Works

Three steps to send money across Africa — from your phone, in minutes.

1

Sign Up & Verify

Create your account in 2 minutes. Complete KYC with a photo ID to unlock higher limits. Fully compliant with local regulations.

2

Fund Your Wallet

Deposit via M-Pesa, Airtel Money, MTN MoMo, or card. Funds appear instantly in your KES, GHS, NGN, or UGX wallet.

3

Send & Track

Enter recipient details and lock your rate. Funds are routed via USDT rails and delivered to their mobile wallet or bank — tracked every step.

Active Payment Corridors

Real-time FX rates locked at checkout. No surprises.

🇰🇪 🇬🇭
Live

Kenya → Ghana

KES GHS
Send via M-Pesa
Receive via Mobile Money
Typical time ~90s
🇬🇭 🇰🇪
Live

Ghana → Kenya

GHS KES
Send via MTN MoMo
Receive via M-Pesa
Typical time ~2 min
🇰🇪 🇳🇬
Live

Kenya → Nigeria

KES NGN
Send via M-Pesa
Receive via Bank / Mobile
Typical time ~2 min
🇰🇪 🇺🇬
Live

Kenya → Uganda

KES UGX
Send via M-Pesa
Receive via Airtel Money
Typical time ~90s
🇳🇬 🇬🇭
Coming Soon

Nigeria → Ghana

NGN GHS
Send via Bank Transfer
Receive via Mobile Money
Typical time ~3 min
🇺🇬 🇰🇪
Coming Soon

Uganda → Kenya

UGX KES
Send via Airtel Money
Receive via M-Pesa
Typical time ~2 min

Simple, Transparent Pricing

No hidden charges. What you see is what you pay.

Personal
0.5%
of transfer amount + flat fee
  • Up to KES 1M / day
  • M-Pesa & Airtel deposits
  • Basic KYC
  • Email support
Popular
Verified
0.35%
after ID verification
  • Up to KES 5M / day
  • All deposit methods
  • Card deposits (3DS2)
  • Priority support
Business / API
Custom
volume pricing
  • Unlimited daily volume
  • REST API access
  • Webhook events
  • Dedicated account manager

Security You Can Trust

Legixpay is built with enterprise-grade security and compliance at every layer — from encryption to AML monitoring and regulatory compliance across all operating jurisdictions.

256-bit AES Encryption

All data encrypted at rest and in transit. TLS 1.3 for all communications.

KYC / AML Compliance

Identity verified on all accounts. Real-time AML screening on every transaction.

Double-Entry Ledger

Immutable double-entry bookkeeping. Every transaction balanced to the cent.

TOTP 2FA

Authenticator-app two-factor authentication for every account.

Compliance at Every Layer

CBK (Kenya)
BoG (Ghana)
CBN (Nigeria)
BoU (Uganda)
FATF Guidelines
AML/CFT
GDPR-aligned
ISO 27001

Legixpay operates under local regulatory frameworks in each jurisdiction and maintains full audit trails for all transactions.

Legixpay REST API
POST /api/v1/fx/quote
Authorization: Bearer {api_key}

{
  "source_currency": "KES",
  "destination_currency": "GHS",
  "amount": 10000
}

— response —
{
  "quote_id": "qte_abc123",
  "rate": 10.48,
  "destination_amount": 9816.20,
  "fee": 35.00,
  "expires_at": "2026-05-19T11:05:00Z"
}
B2B API Product

Embed African Payments
Into Your Product

The Legixpay REST API gives businesses programmatic access to FX quotes, transfers, webhooks and full transaction history. Integrate in minutes with our OAuth2 developer credentials.

FX Quote & Lock
Transfer Execution
Webhook Events
OAuth2 Auth
HMAC Signatures
Full Sandbox
Get API Access →

Works With Your Mobile Money

Deposit and receive with the apps you already use.

M
M-Pesa
🇰🇪 Kenya
A
Airtel Money
🇰🇪🇺🇬 KE/UG
M
MTN MoMo
🇬🇭🇺🇬 GH/UG
G
Ghana Mobile
🇬🇭 Ghana
B
Bank Transfer
🇳🇬 Nigeria

Ready to Send Your First Transfer?

Join thousands of Africans sending money home faster and cheaper.